Meet The Bank of America Merchant Services Executive Committee.
- Tim Abram
Senior Vice President and Regional Segment General Manager
- JoAnn P. Carlton
General Counsel & Corporate Secretary
- Virginia Curnal
Chief of Staff
- Mike Gramz
Chief Risk Officer
- Doug Hague
Executive Vice President, Chief Analytics Officer
- Phil Krivacek
Small Business Sales Executive
- Susan Nichols
Senior Vice President, General Auditor
- Michael Reed
Executive Vice President, General Manager, National Portfolio
- Marian Wilson
Executive Vice President; Chief Human Resources Officer
As Senior Vice President and Regional Segment General Manager, Tim Abram is responsible for the overall portfolio of customers who process up to $10 million in sales annually. He oversees strategic planning, revenue growth, expense management, sales support, customer service, retention, and cross sales across this segment
A 26-year veteran of the payments industry, Tim’s career began in 1988 with Citibank Merchant Services. He subsequently moved to First Data in 1994. Since then, he has managed and directed a variety of operations and business teams that focused on chargebacks and retrievals, financial settlement and funding, card brand compliance, business continuity planning, customer service, retention, new account boarding and deployment, contract administration, and client relationship management.
Tim joined Bank of America Merchant Services in July 2009 when the joint venture was formed.
He graduated from Shippensburg University in Pennsylvania with a B.A. in Communications.