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Give customers without credit or debit cards a payment solution with TeleCheck Checks by PhoneSM (CBP) service. Easy to use, Checks by Phone is supported by TeleCheck’s transaction risk assessment to protect you from fraud and losses.

A customer who wishes to make a purchase agrees to pay for the purchase from his checking account. You enter the customer’s information into a proprietary online payment application or on TeleCheck’s Virtual Point of Sale website, and then confirm the customer’s verbal authorization of the Automated Clearing House (ACH) transaction.

TeleCheck approves or denies the transaction in real time and, if approved, your account will be funded on the next business day. Checks by Phone is an excellent solution for industries including auto parts and dealers, clothing, home furnishings, office supplies and book stores.